Things to Do When Your Social Security Card is Stolen

So, that day when you came home from the office and started to change, you realize that you have lost your wallet. It seemed like nothing is wrong because there was hardly any cash in it and the debit and credit cards that you had got blocked once you notified the bank. But then, it hit you; your wallet also had your social security card and losing that became a big big headache. It is almost like losing your passport after you have reached your destination and your journey back home became that much difficult.

After discussing it with your friends and relatives, you get suggestions that getting a new social security card will not take much time and it will be done in a few days. Well, here’s how that bubble will blast, getting a social security card is not easy. And, this is not a myth! There are numerous steps that you have to follow and it will take a significant amount of time. You will have to go through various stages of verification, present a lot of documents, and then get the replacement card. So, without any further ado, here’s what you need to do right after you find out that you have lost your social security card:

  1. Report the loss immediately to IRS – call 800-908-4490, which is the number for Internal Revenue Service (IRS) and report about your lost social security card. This will help the card to be blocked so that frauds will not be able to file tax returns under your name and also getting refund checks. You can also visit where you can lodge a complaint that your card is missing and you want to block it immediately.
  2. File and submit a report to the Federal Trade Commission – after getting the card blocked from IRS, your next course of action will be to file a missing report of the card to the Federal Trade Commission. You can visit the website to submit the report.
  3. Report the loss to the local police – now that you have reported the loss of the social security card to all the important places, you need to file a report to the police too. Inform them about when and where you think the theft took place. One of the reasons why reporting to the police is important is that if a criminal attempts to use your social security card to commit any crime, he/she will be immediately recognized and taken into custody.

Once you realize that your social security card is stolen, you have to report the fact to all the departments mentioned above. If you delay this, there are high chances that the replacement card you get will arrive much later than you expect.

Okay, so, we are done with all the reporting stuff and now we move on to what you should do to get a replacement card. Given below are some of the steps that you need to follow carefully:

  • The first thing to do is apply for a replacement card on the My Social Security website. Several questions will be asked while you apply for the replacement and if you meet all the requirements, you will become eligible for the replace. So, make sure that you answer all the questions carefully. Take time and go through the questions before answering them. You can also go through the questions in advance from the Review section.

There are times when people do not meet the given requirements in the application form. You need not worry if you are on that list too.

  • For those who have not met the re-application requirements, you will have to know in detail about the documents that you will need to verify your identity, age, and citizenship. All the details about the documents will be present in the Social Security Administration website. Make sure you read everything and note the documents down before moving to the next page.
  • After you have gathered all the information, you need to fill out the Social Security card application. Once you finish it, review the entire form in detail. Needless to say that all the information you provide has to be true to the best of your knowledge. Take a print of this application form before submitting.
  • Once you have filed the application online, you will have to take the hard copy of the application form along with all the required documents to the local Social Security Administration office. You can locate the nearest Social Security Administration office from the “office locator tool” on their website.

Since you will not have a proper identity card for quite a while, you can use one of the personal identification documents when you are at the Social Security Administration office. Some of the documents that will be accepted by the Social Security Administration are:

  • Your birth certificate from any US hospital record. This is the most important document. If you have it, you may not need any other document as such.
  • Any record that clearly indicates your date of birth. Make sure that this certificate or record was established before you turned five).
  • An adoption decree if you are adopted. This will also need to have your date of birth mentioned clearly from any US hospital.
  • Lastly, your US passport will do the job.

As you can see, there are so many steps that you need to follow and it can sometimes get really confusing because you have to report the missing social security card to so many places, file for a reapplication of the social security card, and gather all the documents before visiting the Social Security Administration office.

However, if you have the proper credentials and have followed all the steps mentioned here, it will become easier to get a replacement social security card quite easily. So, do not forget to go through all the documents and the information required in the application form because those details will make for a smoother reapplication procedure.

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